Independent medical bill audit
Your medical bill is probably wrong.
Find out for free.
We read your bill line by line and check it against federal billing rules and your insurer's own numbers. Your free scan shows what we found and roughly what it's worth. The full report and dispute letters are there when you want them.
No account needed · Documents never stored · Flat fee, you keep your savings
Bills go wrong in places you're never shown
Your bill is the last step in a handoff between two large systems: the provider's billing department and your insurer's claims department. Each processes thousands of charges a day, mostly by machine. Whatever survives that handoff lands on you, and you're the only party in the chain with nobody checking the numbers on your behalf.
The bill you receive is built to be paid, not understood: a few summary lines, a total, a due date. The detail where errors live is exactly the detail you're not shown.
The right answers exist. Federal billing rules say what can be charged and how. If you're insured, your insurer has already put in writing what your share should be. Checking your bill against those sources is a mechanical job. That's the job we do.
error rates reported in published reviews of itemized hospital bills
federal NCCI code-pair rules our engine checks your bill against
Three steps. About a minute.
Step 1
Upload your bill
Drag in photos or PDFs of your bill, plus your insurance EOB if you have one. A clear phone photo of each page is fine. No account, no forms, no phone calls.
Step 2
We audit it against the rules
Our engine reads every line and checks it against federal billing rules and, if you're insured, the amounts your insurer already agreed to. Nothing is guessed. Every finding is tied to a specific rule or a specific number.
Step 3
See what you shouldn't owe
Get an itemized report of what to question, with the dollar amounts involved and a ready-to-send dispute letter for each finding. You review, sign, and mail them yourself. You stay in control the whole way.
Everything you need to push back
- Every finding, itemized and tied to the specific rule or insurer figure it conflicts with
- Exact dollar amounts where the math is exact, and honest “worth questioning” flags where it isn't
- A ready-to-send dispute letter for each finding, written from you and addressed to the right billing office
- Plain-language explanations you can read without a billing dictionary
- If your documents limit what we can check, clear steps to get more from the audit, starting with how to request your itemized bill
Start free. Stay in control.
The complete audit runs on every scan, free. You'll see how many issues we found and roughly what they're worth before deciding anything. When you want the details and the letters, one small flat fee unlocks everything. Never a subscription, and never a percentage of your savings.
Free scan
Free
- Upload your bill, plus your EOB if you're insured
- The full audit runs before you pay anything
- See how many issues we found and the approximate dollars involved
- No account, no card, no obligation
Full report
Flat fee one time, only if you want it
- Every finding spelled out, with the rule or insurer figure behind it
- Exact dollar amounts where the math is exact, and honest flags where it isn't
- A ready-to-send dispute letter for each finding
- Download everything. We keep nothing
We never take a percentage. We never touch your money. We never contact anyone on your behalf.
We don't store your documents. Anywhere.
Your bill is processed in your session and then discarded. There is no account, no saved files, and no database with your name in it. The audit only needs codes, dates, and dollar amounts. Your name, account numbers, and other identifiers are never recorded anywhere. We can't lose, sell, or leak what we never keep.
No accounts
Nothing to sign up for, nothing to remember, nothing tied to your identity.
No storage
Documents live only in your session. When it ends, they're gone for good.
No resale
We don't build profiles, sell data, or share anything with anyone. There's nothing to share.
Fair questions, straight answers
How much does it cost?
The scan is free, and the complete audit runs before you pay anything. If you want the full report, with every finding spelled out and a ready-to-send dispute letter for each, it's a flat $20, once. No subscription, and never a percentage of what you save.
Is my data stored anywhere?
No. Your documents are processed during your session and then discarded. We have no user accounts, no database of bills, and no copies of anything you upload. The analysis only extracts codes, dates, and dollar amounts. Your name and account details are never recorded anywhere.
Is this a debt-relief company?
No. We are an auditor. We find documentation errors and show you the evidence. We never negotiate, never take a percentage of your savings, never touch your money, and never contact anyone on your behalf.
Is this legal advice?
No. We're an auditor. We check your bill and show you what we found, with the rule or figure each finding is based on. The dispute letters are drafts written from you; you review them, sign them, and send them yourself. If you want legal advice about your situation, talk to a lawyer.
What if you find nothing?
Then you'll know that, for free. The full audit runs before you're asked to pay anything. If it turns up nothing worth disputing, we say so and you owe nothing. Some bills are correct, and knowing yours is one of them is worth something too.
How is this different from a negotiation or advocate service?
Those services take over your case and usually charge a percentage of whatever they save you, often 25% or more. We charge one small flat fee for the audit, and that's the whole relationship. You see exactly what we found, and you decide what to do with it.
Do I need my insurance EOB?
It's not required, but it helps a lot. Your explanation of benefits is your insurer's own record of what the provider should be paid and what your share is. Comparing it to the bill is the most reliable check we run. You can usually download it from your insurer's website in a couple of minutes.
What's an itemized bill, and why does it matter?
It's the version of your bill that lists every individual charge with its billing code, not just “hospital services, $12,400.” Most errors can only be seen at that level of detail. You have a legal right to request one, and a short call to the provider's billing office is usually all it takes.
How do you know what's wrong with a bill?
We don't guess, and we don't use averages or rules of thumb. Bills have to follow federal billing rules published by CMS, the agency that runs Medicare. If you're insured, your EOB states in writing what you should owe. Every finding cites the specific rule or figure it's based on, so you can verify it yourself.
What happens after I send the letters?
The provider's billing office reviews the dispute and responds. Each letter spells out exactly what to verify and why, which makes it hard to brush off and easy to act on. Many billing errors get corrected once someone points them out with specifics, but we can't promise an outcome, and we won't pretend otherwise.
Find out what your bill should actually cost.
The free scan takes about a minute, and nothing you upload is ever stored.
Get my free scan